|Pathways Advisory Group, Inc.|
Jeff Karst, Associate Planner
With investment portfolios, we always discuss diversification (a key component to reducing risk). Diversification comes from investing in US, foreign, and emerging markets. Within those areas we invest in large, small, value, and market (growth) stocks. By diversifying among these areas, we can build (what we believe are) excellent portfolios. There is another aspect of diversification that we have begun to discuss: tax diversification.